Latest Articles from Credit Card Posts

Does It Hurt My Credit if Several Reports Run While Car Shopping?

May 11, 2012 | No Comments »

Auto lenders will often view your credit report prior to offering you an auto loan. The information in your report determines your FICO credit score, which runs from 300 to 850. This information will impact the terms of your auto loan, including the...

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Is your car a filthy mess?

May 04, 2012 | No Comments »

How about your home? Your office? Your yard? Im a little embarrassed to say yes, yes, yes, and yes. Or, at least, that was the old me. Im a hyper, busy guy, so everything was a mess. When was I supposed to find time to organize my stuff when I was...

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Is Unemployment Credible Income?

April 07, 2012 | No Comments »

Unemployment income is temporary income you receive when you lose your job. This money is considered income, though you do lose it when you return to work. When you apply for a bank loan, the bank looks for credible income from sources that...

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Using a Balance Transfer Credit Card Application Successfully

Posted by Andrea Lewis at Jul 28, 2010 | No Comments »

When you’re looking for a balance transfer credit card application, there’s usually a reason. Balance transfer cards are a great way to gain some breathing space if you’re paying a large amount of interest, but they can also create more problems than you anticipate. Before you set out to make your application, keep these thoughts in mind.

Who should get a balance transfer card…

The only reason to make a balance transfer credit card application is to gain a bit of breathing space. If you’re suffering from an extremely heavy debt, a balance transfer credit card won’t help in the long run. What it can do, however, is give you a few months of low interest or no interest where you can make payments and lower your principal.

In these tough economic times, many of us need every advantage we can get.

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Tags: Card Card Application Credit Card Credit Card Application

Best MasterCard Credit Cards

Posted by Anthony Jackson at Jul 26, 2010 | No Comments »

Are you looking for a new MasterCard? Do you want generous rewards, a low introductory APR and, of course, no annual fee? CreditShout.com has recommendations for the best MasterCard credit cards available now.

Chase Freedom

One of the best MasterCards available today — and possibly the best MasterCard available for people with excellent credit — is the Chase Freedom(SM) card.

Rewards: Chase is offering 5% cash back in rotating categories where most people spend money. You can get 5% cash back on:

  • Gas
  • Groceries
  • Home improvement
  • Department stores
  • Hotels
  • Airlines…and more

For instance, between July 1 and September 30 you can get 5% cash back (up to $1,500) on gas, airlines, auto rentals and hotels. Notice a theme? These rewards are perfect for summer vacationers.

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Tags: Cards Credit Cards Mastercard Credit Mastercard Credit Cards

Balancing Your Budget with… Toothpaste?

Posted by Gregory Young at Jul 25, 2010 | No Comments »

If you’ve set up a budget, you know how important it is to keep your spending on track. Even a few dollars here and there can add up. The creative use of ordinary items you already have in your home can save you money.

Consider, for example, plain white toothpaste. It’s cheap, especially if purchased in a clearance bin or dollar store. In addition to keeping your pearly whites shining and healthy, the humble tube of toothpaste can do the following for you at a fraction of the cost of buying a cartload of specialized products:

Repair small holes in your walls. This works best with drywall, but  it can also be used with plaster. Toothpaste is great for filling in nail holes before you repaint. Just fill the hole, smooth the surface so it’s even with the wall, and let the toothpaste dry.

Restore a badly scratched CD or DVD.

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Tags: Budget Budget With…

Credit Repair Business Opportunity

Posted by Gregory Young at Jul 23, 2010 | No Comments »

If you are in a credit repair business and are looking for a credit repair business opportunity, you might want to consider credit repair leads.

Credit repair is considered good business opportunities, as usually get people who go to a certain place, and fill in special forms for credit repair companies have committed to find people and help them.

With a credit repair lead, you will have a potential customer who is serious about having repair work done to their credit report. Otherwise, they never would have come as far as putting a phone number or e-mail out there for contact purposes.

These potential customers are not merely thinking about it, or just playing with the idea, they are truly serious and they are waiting on a phone call.

Of all the credit repair business opportunities available, purchasing credit repair leads is perhaps one of the best.

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Tags: Business Business Opportunity Repair Business Repair Business Opportunity

Massachusetts bankruptcies increase 25 percent

Posted by Anthony Jackson at Jul 22, 2010 | No Comments »

Massachusetts bankruptcies increase 25 percent.

The first half of the year has not been kind to consumers and businesses in Massachusetts.

According to the Warren Group, a Massachusetts-based firm that publishes real estate and financial information pertaining to New England, bankruptcy filings in the Bay State rose 25 percent in the first six months of the year when compared to the same period in 2009. There were a total of 11,847 petitions for protection from creditors under Chapters 7, 11 and 13 through June of this year, a sharp rise from the 9,461 that filed in the same timeframe last year.

“Even though the economy is recovering, consumers are still hurting and struggling to pay off the debt they’ve accrued over the years,” said Warren Group CEO Timothy Warren. Read more…

Tags: 25 Percent Increase 25 Increase 25 Percent Percent

Creating Customer Value In Your Proposals

Posted by Gregory Young at Jul 21, 2010 | No Comments »

Read books or write sales proposals. Sales Training. One of the first issues to be discussed are the features, advantages and benefits. At the end of each proposal, either orally or in writing is to persuade anyone to take action and this by the benefits of measures implemented.

In smaller sales, especially with products that are often easier to identify the benefits list, but with a larger proposal that you have to find harder to understand client business issues and explain the benefits of your solution – namely, how to effectively and efficiently solve the problem of your solution your business.

Your solution should demonstrate not only value in price, but in the services that you offer. Value is the balance of cost versus benefit, therefore you need to be explicit in highlighting the benefits to the client.

Often when a contract has been lost, the client will tell you that you were too expensive – but no-one ever gets told that they won because they were the cheapest. It

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Tags: Proposals

PerkStreet Financial Cash Back Debit Card Review

Posted by Anthony Jackson at Jul 21, 2010 | No Comments »

Verdict:

PerkStreet.com is an online-only bank, with a good cash back debit card rewards program. You can earn a variety of rewards, including coffee, music downloads, gift cards to popular retailers or cash back. You can use PerkStreet.com as your primary bank, or as a secondary bank for online transactions. You can even earn up to 5% cash back at certain retailers. One major drawback? To enjoy 2% cash back (or the equivalent) on any non-pin purchase, you must have a current account balance of $5,000 or more.

Overview:

Competition is getting heavy in the debit card rewards arena, and another contender steps up to the plate in the form of PerkStreet.com, a new online-only bank garnering acclaim for its generous rewards, friendly service and ATM machines on nearly every corner.

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Tags: Back Debit Back Debit Card Card Debit Card

Privacy Through Anonymous Prepaid Credit Cards

Posted by Andrea Lewis at Jul 12, 2010 | No Comments »

Most people don’t think about anonymous prepaid credit cards in our privacy lacking world. We live in a strange time where we feel like we have privacy — after all, we spend a lot of time alone and busy — but in fact, we have less privacy than at any time in history. The government and a host of advertising organizations have instant access to a wide variety of our personal information at the click of a button.

We compromise our own privacy through the many arguably necessary things we use: social networking, online banking, and above all, credit cards. That’s where the idea of anonymous prepaid credit cards come in.

True privacy?

No matter how privacy conscious you are, it’s still a good idea to have some credit in your own name.

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Tags: Cards Credit Cards Prepaid Credit Prepaid Credit Cards

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