Latest Articles from Credit Card Posts

Sneak Peak!! New FreeScore.com “Starter Home” Commercial Airs February 6

January 28, 2012 | No Comments »

Starting February 6th, we will begin national airing of our two new TV commercials each entitled, “Starter Home.” The two commercials offer something for both men and women. We have one spot featuring a woman looking at her dream home with a...

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Debt consolidation done right

January 18, 2012 | No Comments »

Debt consolidation through a refinanced home loan can offer a tempting promise — the exchange of your maxed-out credit cards for a clean slate. The trouble is, consolidating debt with a refinance doesn’t reduce it by a cent. It just...

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Factors influencing credit report Posted By : Joy Mali M

January 11, 2012 | No Comments »

Factors influencing credit report – By: Joy Mali M Credit Report the name itself explains the importance and we are well aware of its significance in our lives. Not only as basis in calculating credit scores, credit statement also decides...

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Using a Credit Card to Build your Credit Score

Posted by admin at Dec 09, 2011 | No Comments »

Having a good credit score is important for all sorts of things, so it is vital that you take steps to improve your score as much as possible. Using a credit card is a good way of doing this and with options available – such as an interest free credit card – you can also improve your management of your personal finances at the same time. This article looks at how your credit card can help you build your credit score.

One of the main ways it does this is by giving you a chance to prove you can manage your money responsibly. If you are approved for a credit card then you will be given a credit limit, which you are not allowed to exceed each month. You Read more…

Tags: Credit Card

How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off

Posted by Gregory Young at Dec 09, 2011 | No Comments »

Here is a guide to help try to avoid being cheated or scammed by a business or company and check out or evaluate a company for free before you decide to pay them money for services.

Over the years a common theme has emerged where people feel they are scammed by a company or taken advantage of and it appears they have not checked them out before giving up their hard earned money for services. Here is my guide on what to do to help you from being a victim.

Checking out a company or business before you pay them a lot of money is smart and prudent. It can help keep you from being ripped off.

The largest issue I see when people are in trouble and looking for help is they tend to run to the first company that claims they can help them and they suspend commonsense or prudent measures and hope the company will perform the services they claim to be able to.

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Tags: Scammed Scammed Ripped

Factors to Be Noted Before Applying Loans for Buying Automobile

Posted by admin at Dec 04, 2011 | No Comments »

While making a good deal on any car, the very first thing is to get pre approved car loans. These kinds of auto loans will greatly help to save your money along with time. On the other hand, before getting these types of credits, there are certain things which have to be noted. These kinds of finances are promoted as a part of the getting the top offers in the dealerships while buying an automobile. There are several advantages in getting these kinds of loans.

One of the chief benefits is that, it provides you with better powers for negotiations with your dealers. Thus you will be able to get exclusive as well as featured programs which are offered by your dealers while holding the pre-approved car advances. Currently the online car loans for bad credit can be obtained in a very easy manner. The online options are considered as the easiest methods for applying for loans. Read more…

Tags: car loans

Credit Score Secrets Posted By : Laura Lyons

Posted by Andrea Lewis at Nov 30, 2011 | No Comments »

Credit Score Secrets – By: Laura Lyons

There are many things you can do to improve your credit score. However, some of your efforts will be in vain because there are just some things you will never know about your credit score, and private information that will never be revealed to you. Its hard to gauge the amount of effort and energy you exert into improving your credit score without knowing the in and outs, and the tiniest details about how your score may impact your future. For example, just how important is your credit score to your insurance rates, your credit card rates, and even the rate on your home loan and mortgage? Here we provide you with the best tips on how to improve your credit score and some secrets that will help you along the way to achieving the best score you can get, realistically.

Expect to pay for your credit score reports. Read more…

Tags: Credit Score Secrets Laura Lyons Lyons Score Secrets

“Balance Transfer Day” Participants Encouraged to be Mindful of Potential Credit Score Risks

Posted by Gregory Young at Nov 30, 2011 | No Comments »

Following precedent set by the recent “Bank Transfer Day” movement, consumers who are fed up with their credit cards are encouraged to participate in “Balance Transfer Day” on Dec. 11.

Spearheaded by Music for Change: Financial Literacy Initiative — an organization that has previously preached financial awareness via musical performances —has decided to take a more proactive approach to influencing people to reconsider who they are willing to give their assets to.

Prospective participants are encouraged to transfer their high interest credit card balances to new cards with a zero percent introductory interest rate, saving them substantial amounts of money.

The goal is to bring newborn light onto the unethical practices and regulations that the credit card industry performs on a daily basis. 29.99% on l

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Tags: Credit Transfer Day” “balance Transfer “balance Transfer Day”

Kyle Bass at AmeriCatalyst 2011

Posted by Gregory Young at Nov 29, 2011 | No Comments »

For those who saw Kyle at last years AmeriCatalyst, this will be a good watch as well. Bass analyzes and interprets credit events coming to fruition in the near term with respect to Japan, PIIGS and other nations. It would certainly behoove anyone in finance or economics to watch this.

Kyle Bass redux

Tags: Bass Bass Americatalyst

The 4 Pillars of Highly Effective Squeeze Pages

Posted by Gregory Young at Nov 24, 2011 | No Comments »

  

Recently, you may have stumbled across our article on creating the ideal Craigslist ad for your real estate marketing efforts. In this tutorial, we reviewed some of the crucial elements needed in order to produce high quality copy that will entice your audience to visit your specific landing pages.

Yet, there are still many professionals who do not know what to do once they direct a visitor from Craigslist (or any other platform) to their squeeze page. T

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What is the effect on banks from a shift to technocrat government?

Posted by Gregory Young at Nov 18, 2011 | No Comments »

In a quite negative comment Fitch, a ratings agency note that US Banks will suffer from any additional deterioration in Euro sovereign debt circumstances. This is a classic statement of the obvious. It is hard to criticize further because it is behind a paywall.

Eurozone Contagion Threatens Outlook for U.S. Banks

Though U.S. banks have manageable direct exposures to the stressed European markets (Greece, Ireland, Italy, Portugal and Spain), further contagion poses a serious risk, according toFitch Ratings in a new report. Fitch believes that unless the Eurozone debt crisis is resolved in a timely and orderly manner, the broad credit outlook for the U.S. banking industry could worsen.

Relevance to Bankwatch:

There is a deeper change occurring here, and it might well be a precursor to what could happen in other countries.

Italy and Greece have passed on the management of the economy from the elected politicians to technocrats.

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Tags: Banks Banks Shift