Latest Articles from Credit Card Posts

Does It Hurt My Credit if Several Reports Run While Car Shopping?

May 11, 2012 | No Comments »

Auto lenders will often view your credit report prior to offering you an auto loan. The information in your report determines your FICO credit score, which runs from 300 to 850. This information will impact the terms of your auto loan, including the...

Read More

Is your car a filthy mess?

May 04, 2012 | No Comments »

How about your home? Your office? Your yard? Im a little embarrassed to say yes, yes, yes, and yes. Or, at least, that was the old me. Im a hyper, busy guy, so everything was a mess. When was I supposed to find time to organize my stuff when I was...

Read More

Is Unemployment Credible Income?

April 07, 2012 | No Comments »

Unemployment income is temporary income you receive when you lose your job. This money is considered income, though you do lose it when you return to work. When you apply for a bank loan, the bank looks for credible income from sources that...

Read More

How Do I Earn 5% Back With Blue Cash from American Express?

Posted by Anthony Jackson at Dec 01, 2010 | No Comments »

Q: How can I earn the most cash back with my Blue Cash from American Express card? How much do I have to spend, and what should I buy in order to earn these rewards?

A: The Blue Cash credit card from American Express is just one of those offered by the company that provides cash back rewards. It is possible to earn as much as 5% cash back on purchases that you make every day; it doesn’t have to be just special or one-time purchases. Every day purchases include motor vehicle fuel, groceries, and items bought from drugstores.

This doesn’t mean you can’t earn cash back rewards on other purchases. They can get you as much as 1.25% cash back.

You’re not limited as to how many cash reward points you can earn. The more you spend, the more your cash back rewards will be.

If you want to earn cash back quicker, spend more than $6,500 on your Blue Cash card. This wi Read more…

Tags: American Express Blue Cash Express

Top Money Tips: How to Get out of Debt, Stay out of Debt and Avoid Debt Altogether

Posted by Gregory Young at Nov 28, 2010 | No Comments »

Welcome to Quizzle’s Top Money Tips Roundup, where you’ll find this week’s top five most interesting, helpful and unique personal finance articles from around the Web. This week’s edition covers debt management – how to get out of debt, how to break the debt-cycle, how to avoid getting into debt in the first place and how to wrap up your year financially.

Reader Story: My Debt-Free Marriage (Get Rich Slowly)

If only more Americans dedicated themselves to becoming debt-free like Mike did in this story, our economy might be in a totally different and much-improved place. Lesson for this week’s roundup: be like Mike. Make something you really want the goal and tell yourself you can’t do or buy that something until you’re debt-free. That finishing-l

Read more…

Tags: Money Tips Tips Top Money Top Money Tips

Choosing Between Student Credit Card Offers

Posted by Andrea Lewis at Nov 27, 2010 | No Comments »

There used to be thousands of student credit card offers out there, all competing for clients. College students just had to walk on campus, fill out a form, and presto: a brand new credit card, no credit check or history required. These days, though, things aren’t so simple, and credit card offers are fewer and further between.

What happened?

There are a number of reasons that student credit card offers have slowed over the past year or so. The main two, though, are the economy and new federal laws involving credit cards, primarily the Credit Card Reform Act. While the Credit Card Reform Act is generally a good thing, it has made it harder for students to get credit cards.

In the past, companies were pretty reckless with student credit card offers. They knew most students would make a strong effort to repay their debts, that they’d accumulate a lot of debt, and that their parents would help them out.

Read more…

Tags: Card Offers Credit Card Credit Card Offers Offers

PNC Everyday Rewards Visa Credit Card Review

Posted by Anthony Jackson at Nov 27, 2010 | No Comments »

Verdict: The PNC Everyday Rewards Visa Credit Card has a lot going for it: It has a generous and flexible cash-back program, low purchase interest rate, introductory offer of 0 percent interest and no annual fee. But if you charge a lot every month, you might find yourself losing out on some potential cash-back rewards checks. That’s because this card puts monthly limits on the amount of cash-back bonuses it will pay you no matter how much you charge.

Overview: Like many rewards cards, the PNC Everyday Rewards Visa uses a multi-tiered rewards system, meaning that you’ll earn more cash back for certain purchases and less for others. The card also comes with an introductory interest rate of 0 percent for nine billing cycles.

How This Card Works: Every time you earn at least $100 in cash-back points, you’ll receive a check for that amount with your next statement. You’l

Read more…

Tags: Card Credit Card Visa Credit Visa Credit Card

With special events insurance you can take care of everything

Posted by admin at Nov 24, 2010 | No Comments »

A special events insurance coverage is a basic requirement for almost all special events. The process of organizing all events can be quite disturbing at times, and you must ensure that you protect yourself against all eventualities by taking out adequate insurance. You can not guarantee any public event, free from the risk of an incident or other mishap. Obviously, it is beyond your control to prevent such accidents and incidents, but with a quality and appropriate policy of insurance for special events in place, you can have complete peace of mind.

This policy is entirely appropriate for a wide variety of special events and is essential to any business occasions. Special events insurance is ideal for the infinite range of private and public events, social occasions and summit talks. Read more…

Tags: Events Insurance Insurance Special Events Special Events Insurance

Top Money Tips: Frugal Gift Ideas and Personal Budgeting Tricks

Posted by Gregory Young at Nov 12, 2010 | No Comments »

Welcome to Quizzle’s Top Money Tips Roundup, where you’ll find this week’s top five most interesting, helpful or unique personal finance articles from around the Web. This week’s edition covers inexpensive gift ideas, worthwhile home improvements, retirement options, budgeting tips and when you should think about getting a new credit card.

It feels a little early to start thinking about Christmas and the end-of-the-year holidays, but really, they’re only a month and a half away. And if you opt to evoke the true spirit of the holidays and give inexpensive, heart-felt gifts instead of big money lavish ones, it’s not a bad idea to give yourself extra time in case you need to do a little work putting them together yourself. This list i

Read more…

Tags: Money Tips Personal Top Money Top Money Tips

Alaska Airlines Visa Business Card Review

Posted by Anthony Jackson at Nov 11, 2010 | No Comments »

Verdict: Though it’s not at the top of its class, the Alaska Airlines Visa Business Card is still a good choice for the business owner who travels often. And the good news is that these owners don’t have to settle for traveling to Alaska. Business owners can redeem their mileage points for travel on both Alaska Airlines and Horizon Airlines. All told, owners can redeem their miles for flights to 700 destinations.

Overview: Like most airline cards, the Alaska Airlines Visa Business Card allows cardholders to rack up miles at two different rates: Cardholders will earn them faster when they use their cards to charge purchases made with Alaska Airlines. They’ll earn them at a slower pace for all other charges.

How This Card Works: This business card allows cardholders to earn points that they can redeem, after racking up 7,500 of them, into free flights. Cardh

Read more…

Tags: Business Card Card Visa Business Visa Business Card

Finding and Obtaining Credit Cards for Bad Credit

Posted by Andrea Lewis at Nov 11, 2010 | No Comments »

If your credit’s a bit shaky, no one needs to tell you how difficult it is to find credit cards for bad credit. You’re probably already shaking your head in frustration. Well, there’s good news and bad news: you definitely can get a credit card, even with a poor credit rating, but it’s not always the easiest thing to do.

Understanding the Industry

To understand why credit cards for bad credit are so hard to find, you have to know something about the credit industry. In fact, it’s a good idea to know a lot about the credit industry, and if you want to find out everything in easy, non technical terms, I suggest regularly visiting Credit Card Whiz Kid.

In terms of bad credit, though, you have to understand that every time a company issues a credit card, they’re gambling that you’ll repay your debts and not leave them holding your bills.

Read more…

Tags: Bad Credit Credit Credit Cards