Credit Cards Guide

Once upon a time, one woman found she needed her credit repaired and, rather than leaving it to someone else to fix, took matters into her own hands and improved her credit score.  Realizing there was a market for this kind of thing, My Credit Group was born.

Today, more than 10 years later, My Credit Group has become a leader among San Diego credit repair services.  Based in sunny southern California, we’ve managed to help tens of thousands of consumers from all over the US – including military service members stationed overseas – to improve their credit scores, settle outstanding debts, and open new lines of positive credit.

Our comprehensive 4 step program covers aspects of your credit report other credit repair companies don’t even seem to know exists (or else they’d step up to the plate).  Whereas other services are content to simply dispute all negatives charges against their clients, MCG recognizes that each account in your credit report is completely unique, and thus requires wildly varied ways of dealing with them.

Rather than claiming that every negative account simply isn’t yours (when you know it likely is), we encourage validation and verification on all details in said account, and dispute anything that is reporting inaccurately.  If a negative account can’t be disputed off your report, we find other ways to work it out.  Pay for deletion negotiations, debt settlement options, letters of goodwill, we cover them all.  We’ve been in this business long enough to have picked up more than a few tricks for handling negative credit accounts, and we use them for consumers’ benefits.

That’s not to say there’s some magic trick for wiping out your negative credit accounts; truth be told, there isn’t.  Anything we do can be done by yourself, on your own time.  But with a veritable minefield of terms and conditions for working with creditors, debtors, and the credit bureaus, it can be more than a little overwhelming to attempt to tackle all on your own.

That’s why we offer credit coaches who are certified under the Fair Credit Reporting Act (meaning they likely know more about your credit than you do) to guide you through the credit repair process, as well as a comprehensive portal website where clients can go anytime to check the progress of their accounts.

Combined with our peerless debt settlement program – which can help you settle accurate collections for as little as 50 cents on the dollar – and our commitment to help you establish new lines of positive credit, there’s really no reason to look any further for the best in San Diego credit repair services.  You’ve already found it.

Tags: Credit Repair Repair